YOUR INTELLIGENT FINANCIAL PARTNERThe right loan, from the right lender, with the right documents.
Finfox helps you choose the right loan product, prepares the financials and project report, and coordinates with our network of government banks and NBFCs, from application to sanction and disbursement.
CA-reviewed work · Clear scope, document checklist and fees shared before we start.
What changed recently, and what it means for you.
Tarun Plus up to ₹20 lakh
Mudra loans now go up to ₹20 lakh under the Tarun Plus category for borrowers who have successfully repaid earlier Tarun loans.
Guarantee cover up to ₹10 crore
The credit guarantee cover for micro and small enterprises was raised to ₹10 crore, making larger collateral-free loans possible for eligible MSMEs.
Udyam registration matters
Most MSME schemes, priority-sector benefits and guarantee covers need a valid Udyam registration. It is free and Aadhaar-based.
Credit score first
Lenders check the CIBIL / CMR score of both the business and promoters. We review your credit report before applying to avoid avoidable rejections.
Financing for every stage.
Cash Credit & Overdraft
Limits against stock and debtors for day-to-day operations, assessed on turnover or CMA data.
Term & Machinery Loans
For new units, expansion, machinery and equipment, with moratorium planning.
Mudra Loans
Shishu, Kishore, Tarun and Tarun Plus categories for micro and small businesses.
Collateral-free Loans
MSE loans covered under the CGTMSE guarantee for eligible businesses.
PMEGP, PMFME & AIF
Credit-linked subsidy loans for new micro units, food processing and agri-infrastructure.
Other Business Loans
Loan against property and unsecured business loans through banks and NBFCs.
End-to-end loan support, not just a referral.
Finfox works as an authorised channel partner with an established network across government banks and NBFCs, and prepares the complete file before it reaches the lender.
A short, clear checklist.
KYC
PAN and Aadhaar of promoters, business PAN, address proof, Udyam and GST registration.
Financials
Last 2–3 years' ITR with computation, audited financials, 12 months' bank statements and GST returns.
For the loan
Quotations or project details, existing loan statements and collateral documents where applicable.
Share your loan requirement on WhatsApp. We will tell you the best-fit product and documents.
From application to disbursement.
Assess
We review your financials, credit score and requirement and suggest the right product.
Prepare
Financials, DPR/CMA and the complete loan file are prepared.
Apply & follow up
The file goes to the best-fit lender and we coordinate until sanction and disbursement.
Common loan questions.
Have a situation that isn't covered here? Share the details and we'll explain the next steps.
Ask Finfox ↗How much loan can I get?+
It depends on your turnover, profits, existing loans, credit score and collateral. For working capital, banks often assess on turnover or CMA data, and for term loans on project cost and DSCR.
Can I get a loan without collateral?+
Yes, eligible micro and small enterprises can get collateral-free loans covered under CGTMSE, and Mudra loans up to ₹20 lakh are also generally collateral-free.
What are Mudra loan categories?+
Shishu (up to ₹50,000), Kishore (₹50,000 to ₹5 lakh), Tarun (₹5 lakh to ₹10 lakh) and Tarun Plus (₹10 lakh to ₹20 lakh, for those who repaid earlier Tarun loans).
Do you guarantee loan approval?+
No. Final approval is the lender's decision. We improve your chances by preparing a complete, accurate file and matching you with the right lender.
How is your fee charged?+
Our fee structure for documentation and coordination is shared upfront. Lender charges such as processing fees are separate.
Talk to a Finfox expert. No obligation.
Leave your name and mobile number and our team will call you back. Prefer to talk now? Call or WhatsApp us directly.
